Liz Weston: bring your credit history from good to great
Making more regular re payments on your own charge cards — to cut back the total amount of available credit you are making use of — is one option to bump your FICO score up. (Justin Sullivan/Getty Pictures)
Q: My fico scores are good, but I became wondering if you have means to carry your ratings to 800 or maybe more if the earnings is not that high. I usually spend my bills on some time my charge card down every month. Within the last few couple of years, We took down a tiny loan to cover down a car or truck, then reduced furniture and today have always been spending on six brand brand new windows for my house.
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My FICO scores run from 747 to 781. I’m told the reason why they’ve beenn’t greater is the fact [...]