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Liz Weston: bring your credit history from good to great

Making more regular re payments on your own charge cards — to cut back the total amount of available credit you are making use of — is one option to bump your FICO score up. (Justin Sullivan/Getty Pictures)

Q: My fico scores are good, but I became wondering if you have means to carry your ratings to 800 or maybe more if the earnings is not that high. I usually spend my bills on some time my charge card down every month. Within the last few couple of years, We took down a tiny loan to cover down a car or truck, then reduced furniture and today have always been spending on six brand brand new windows for my house.

payday loans GA

My FICO scores run from 747 to 781. I’m told the reason why they’ve beenn’t greater is the fact [...]

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